SWIFT/BIC code UNCRITM1Z38
UNCRITM1Z38 belongs to Unicredit SPA in Villa di Villa (Mel), Italy.
Code details
| SWIFT/BIC code | UNCRITM1Z38 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | Z38 |
| Bank | Unicredit SPA |
| Branch | Mel Villa di Villa |
| City | Villa di Villa (Mel) |
| Country | Italy |
The way the Unicredit SPA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- Z38 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT code UNCRITM1Z38?
UNCRITM1Z38 identifies Mel Villa di Villa, a branch or department of Unicredit SPA in Villa di Villa (Mel), Italy. Only use it if the recipient or their bank explicitly asks for it.
What happens if I enter UNCRITM1Z38 with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1Z38 with the recipient before sending.
What is the best way to send money to Unicredit SPA?
Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send.
How long does a transfer to Unicredit SPA take in Italy?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
Do I need UNCRITM1Z38 for a euro transfer to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you do need UNCRITM1Z38.
Can I use UNCRITM1 instead of UNCRITM1Z38?
UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1Z38 is Mel Villa di Villa. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1Z38.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.