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SWIFT/BIC code UNCRITM1Z40

UNCRITM1Z40 belongs to Unicredit SPA in Modena, Italy.

UNCRITM1Z40

Code details

SWIFT/BIC codeUNCRITM1Z40
8-character codeUNCRITM1
Branch codeZ40
BankUnicredit SPA
BranchModena Policlinico
CityModena
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Z40 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC UNCRITM1Z40?

UNCRITM1Z40 identifies Modena Policlinico, part of Unicredit SPA in Modena, Italy. Only use it if the account is held at this specific branch.

What happens if I use UNCRITM1Z40 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1Z40 against the details from Unicredit SPA before you confirm.

What does each part of UNCRITM1Z40 stand for?

UNCR is the bank code of Unicredit SPA, IT stands for Italy, M1 is the location code and Z40 identifies the branch Modena Policlinico.

Can I use UNCRITM1 instead of UNCRITM1Z40?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1Z40 points to Modena Policlinico. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1Z40.

Do I need UNCRITM1Z40 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1Z40.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.