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SWIFT/BIC code UNCRITM1Z43

UNCRITM1Z43 belongs to Unicredit SPA in Torino, Italy.

UNCRITM1Z43

Code details

SWIFT/BIC codeUNCRITM1Z43
8-character codeUNCRITM1
Branch codeZ43
BankUnicredit SPA
BranchTesoreria Civica
CityTorino
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Z43 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT code UNCRITM1Z43?

UNCRITM1Z43 is the SWIFT/BIC code of Tesoreria Civica, part of Unicredit SPA in Torino, Italy. Only use it if the account is held at this specific branch.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Do I need UNCRITM1Z43 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need UNCRITM1Z43.

What is the cheapest way to send money to Unicredit SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.

What happens if I enter UNCRITM1Z43 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1Z43 with the recipient before sending.

What does each part of UNCRITM1Z43 mean?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the location code and Z43 identifies the department Tesoreria Civica.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.