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SWIFT/BIC code UNCRITM1Z45

UNCRITM1Z45 belongs to Unicredit SPA in Carini, Italy.

UNCRITM1Z45

Code details

SWIFT/BIC codeUNCRITM1Z45
8-character codeUNCRITM1
Branch codeZ45
BankUnicredit SPA
BranchCarini Italtel
CityCarini
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Z45 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code UNCRITM1Z45?

UNCRITM1Z45 identifies Carini Italtel, part of Unicredit SPA in Carini, Italy. Only use it if the account is held at this specific branch.

What happens if I use UNCRITM1Z45 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1Z45 with the recipient before you confirm.

What is the cheapest way to send money to Unicredit SPA in Italy?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.

Can I use UNCRITM1 instead of UNCRITM1Z45?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1Z45 points to Carini Italtel. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1Z45.

How long does it take to send money to Unicredit SPA in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Do I need UNCRITM1Z45 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1Z45.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.