SWIFT/BIC code UNCRITM1Z46
UNCRITM1Z46 belongs to Unicredit SPA in Santa Flavia, Italy.
Code details
| SWIFT/BIC code | UNCRITM1Z46 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | Z46 |
| Bank | Unicredit SPA |
| Branch | S. Flavia Porticello Mercato Ittico |
| City | Santa Flavia |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- Z46 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses BIC UNCRITM1Z46?
The code UNCRITM1Z46 belongs to S. Flavia Porticello Mercato Ittico, a unit of Unicredit SPA in Santa Flavia, Italy. Only use it if the account is held at this specific branch.
What is the cheapest way to send money to Unicredit SPA?
Many banks add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send.
Do I need UNCRITM1Z46 to send euros to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you do need UNCRITM1Z46.
How long does a transfer to Unicredit SPA take in Italy?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
What happens if I use UNCRITM1Z46 incorrectly?
The payment may be delayed, returned or charged extra fees. Always check UNCRITM1Z46 with the recipient before sending.
Can I use UNCRITM1 instead of UNCRITM1Z46?
UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1Z46 points to S. Flavia Porticello Mercato Ittico. For a normal transfer the head office code is usually fine, yet use UNCRITM1Z46 if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.