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SWIFT/BIC code UNCRITM1Z73

UNCRITM1Z73 belongs to Unicredit SPA in Fiano Romano, Italy.

UNCRITM1Z73

Code details

SWIFT/BIC codeUNCRITM1Z73
8-character codeUNCRITM1
Branch codeZ73
BankUnicredit SPA
BranchFiano Romano Autostrade
CityFiano Romano
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Z73 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code UNCRITM1Z73?

UNCRITM1Z73 identifies Fiano Romano Autostrade, a unit of Unicredit SPA in Fiano Romano, Italy. Only use it if the account is held at this specific branch.

Do I need UNCRITM1Z73 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. For other currencies you still need UNCRITM1Z73.

How long does a transfer to Unicredit SPA take?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

What is the best way to send money to Unicredit SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.

What happens if I enter UNCRITM1Z73 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1Z73 with the recipient before you confirm.

Can I use UNCRITM1 instead of UNCRITM1Z73?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1Z73 is Fiano Romano Autostrade. Most international transfers work with the head office code, yet use UNCRITM1Z73 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.