SWIFT/BIC code UNCRITM1Z84
UNCRITM1Z84 belongs to Unicredit SPA in Fiumicino, Italy.
Code details
| SWIFT/BIC code | UNCRITM1Z84 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | Z84 |
| Bank | Unicredit SPA |
| Branch | Fiumicino Scalo Merci Alitalia |
| City | Fiumicino |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- Z84 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses BIC UNCRITM1Z84?
The code UNCRITM1Z84 belongs to Fiumicino Scalo Merci Alitalia, a branch or department of Unicredit SPA in Fiumicino, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
What happens if I use UNCRITM1Z84 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1Z84 against the details from Unicredit SPA before sending.
Do I need UNCRITM1Z84 to send euros to Italy?
Italy is part of the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you do need UNCRITM1Z84.
How long does a transfer to Unicredit SPA take in Italy?
SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.
Can I use UNCRITM1 instead of UNCRITM1Z84?
UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1Z84 is Fiumicino Scalo Merci Alitalia. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UNCRITM1Z84.
What is the best way to send money to Unicredit SPA in Italy?
Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.