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SWIFT/BIC code UNCRITM1Z86

UNCRITM1Z86 belongs to Unicredit SPA in Sora, Italy.

UNCRITM1Z86

Code details

SWIFT/BIC codeUNCRITM1Z86
8-character codeUNCRITM1
Branch codeZ86
BankUnicredit SPA
BranchSora - Usl Fr 7
CitySora
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Z86 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code UNCRITM1Z86?

UNCRITM1Z86 is the SWIFT/BIC code of Sora - Usl Fr 7, part of Unicredit SPA in Sora, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Can I use UNCRITM1 instead of UNCRITM1Z86?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1Z86 points to Sora - Usl Fr 7. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1Z86.

What happens if I use UNCRITM1Z86 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1Z86 against the details from Unicredit SPA before you confirm.

Do I need UNCRITM1Z86 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1Z86.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.

What do the letters in UNCRITM1Z86 mean?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and Z86 identifies the branch Sora - Usl Fr 7.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.