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SWIFT/BIC code UNCRITM1Z96

UNCRITM1Z96 belongs to Unicredit SPA in Roma, Italy.

UNCRITM1Z96

Code details

SWIFT/BIC codeUNCRITM1Z96
8-character codeUNCRITM1
Branch codeZ96
BankUnicredit SPA
BranchRoma Fintecna
CityRoma
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Z96 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT/BIC code UNCRITM1Z96?

The code UNCRITM1Z96 belongs to Roma Fintecna, a branch or department of Unicredit SPA in Roma, Italy. Only use it if the recipient or their bank explicitly asks for it.

Can I use UNCRITM1 instead of UNCRITM1Z96?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1Z96 is Roma Fintecna. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UNCRITM1Z96.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1Z96 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you do need UNCRITM1Z96.

What do the letters in UNCRITM1Z96 stand for?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and Z96 is the code of the branch Roma Fintecna.

What happens if I enter UNCRITM1Z96 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1Z96 against the details from Unicredit SPA before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.