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SWIFT/BIC code UNCRITMMBGE

UNCRITMMBGE belongs to Unicredit SPA in Bergamo, Italy.

UNCRITMMBGE

Code details

SWIFT/BIC codeUNCRITMMBGE
8-character codeUNCRITMM
Branch codeBGE
BankUnicredit SPA
BranchEstero Merci Bergamo
CityBergamo
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
MM Location code
2 characters for the city or region of the head office.
BGE Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT/BIC code UNCRITMMBGE?

UNCRITMMBGE identifies Estero Merci Bergamo, part of Unicredit SPA in Bergamo, Italy. Only use it if the account is held at this specific branch.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

What is the best way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.

Can I use UNCRITMM instead of UNCRITMMBGE?

UNCRITMM is the main office of Unicredit SPA, while UNCRITMMBGE points to Estero Merci Bergamo. For a normal transfer the head office code is usually fine, yet use UNCRITMMBGE if the recipient asks for it.

Do I need UNCRITMMBGE for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need UNCRITMMBGE.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.