SWIFT/BIC code UNCRITMMNAE
UNCRITMMNAE belongs to Unicredit SPA in Napoli, Italy.
Code details
| SWIFT/BIC code | UNCRITMMNAE |
|---|---|
| 8-character code | UNCRITMM |
| Branch code | NAE |
| Bank | Unicredit SPA |
| Branch | Foreign Trade Office Napoli |
| City | Napoli |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- MM Location code
- 2 characters for the city or region of the head office.
- NAE Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind BIC UNCRITMMNAE?
The code UNCRITMMNAE belongs to Foreign Trade Office Napoli, a unit of Unicredit SPA in Napoli, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
What does each part of UNCRITMMNAE stand for?
UNCR is the institution code of Unicredit SPA, IT stands for Italy, MM is the location code and NAE identifies the branch Foreign Trade Office Napoli.
What is the cheapest way to send money to Unicredit SPA?
Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.
Can I use UNCRITMM instead of UNCRITMMNAE?
UNCRITMM points to the head office of Unicredit SPA, while UNCRITMMNAE points to Foreign Trade Office Napoli. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITMMNAE.
How long does a transfer to Unicredit SPA take?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Do I need UNCRITMMNAE to send euros to Italy?
Italy is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need UNCRITMMNAE.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.