SWIFT/BIC code UNCRITMMNOE

UNCRITMMNOE belongs to Unicredit SPA in Novara, Italy.

UNCRITMMNOE

Code details

SWIFT/BIC codeUNCRITMMNOE
8-character codeUNCRITMM
Branch codeNOE
BankUnicredit SPA
BranchEstero Merci Novara
CityNovara
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
MM Location code
2 characters for the city or region of the head office.
NOE Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code UNCRITMMNOE?

The code UNCRITMMNOE belongs to Estero Merci Novara, a unit of Unicredit SPA in Novara, Italy. Use this branch code only when the account is held at this specific branch.

How long does a transfer to Unicredit SPA take?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITMMNOE to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you do need UNCRITMMNOE.

What does each part of UNCRITMMNOE stand for?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, MM is the location code and NOE identifies the department Estero Merci Novara.

What is the best way to send money to Unicredit SPA in Italy?

Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.

Can I use UNCRITMM instead of UNCRITMMNOE?

UNCRITMM is the main office of Unicredit SPA, while UNCRITMMNOE is Estero Merci Novara. Most international transfers work with the head office code, but use UNCRITMMNOE if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.