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SWIFT/BIC code UNCRITMMTOE

UNCRITMMTOE belongs to Unicredit SPA in Torino, Italy.

UNCRITMMTOE

Code details

SWIFT/BIC codeUNCRITMMTOE
8-character codeUNCRITMM
Branch codeTOE
BankUnicredit SPA
BranchForeign Trade Center Torino
CityTorino
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
MM Location code
2 characters for the city or region of the head office.
TOE Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code UNCRITMMTOE?

UNCRITMMTOE identifies Foreign Trade Center Torino, part of Unicredit SPA in Torino, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need UNCRITMMTOE to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you do need UNCRITMMTOE.

What does each part of UNCRITMMTOE mean?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, MM is the location code and TOE identifies the department Foreign Trade Center Torino.

Can I use UNCRITMM instead of UNCRITMMTOE?

UNCRITMM is the main office of Unicredit SPA, while UNCRITMMTOE points to Foreign Trade Center Torino. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITMMTOE.

What happens if I enter UNCRITMMTOE with a typo?

The payment may be delayed, returned or charged extra fees. Always check UNCRITMMTOE against the details from Unicredit SPA before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.