SWIFT/BIC code UNGFNZ21XXX
UNGFNZ21XXX belongs to Universal Gold Finance Limited in Auckland, New Zealand.
Code details
| SWIFT/BIC code | UNGFNZ21XXX |
|---|---|
| 8-character code | UNGFNZ21 |
| Branch code | XXX |
| Bank | Universal Gold Finance Limited |
| Branch | Head office |
| City | Auckland |
| Country | New Zealand |
The way the Universal Gold Finance Limited SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNGF Bank code
- 4 letters that identify the bank.
- NZ Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code UNGFNZ21XXX?
The code UNGFNZ21XXX belongs to the headquarters of Universal Gold Finance Limited in Auckland, New Zealand. Use it when a payment to Universal Gold Finance Limited does not need a specific branch.
What do the letters in UNGFNZ21XXX mean?
UNGF is the institution code of Universal Gold Finance Limited, NZ stands for New Zealand, 21 is the code for the city or region and XXX marks the main office.
What do I need for a transfer to an account at Universal Gold Finance Limited?
Have ready the SWIFT/BIC code UNGFNZ21XXX, the account number or IBAN of the recipient, their full name and address. New Zealand uses international SWIFT transfers, so always include the BIC.
How long does a transfer to Universal Gold Finance Limited take in New Zealand?
An international SWIFT transfer usually takes 1–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often quicker and cheaper.
What is the best way to send money to Universal Gold Finance Limited?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in New Zealand Dollar with specialist providers before you send – the difference can be large.
Are UNGFNZ21 and UNGFNZ21XXX the same code?
Yes. UNGFNZ21 is the 8-character version of UNGFNZ21XXX. The XXX at the end only means head office, so either version will reach Universal Gold Finance Limited in Auckland.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.