SWIFT/BIC code UNMSFR21XXX

UNMSFR21XXX belongs to Union des Mutuelles Sante 63 in Clermont Ferrand, France.

UNMSFR21XXX

Code details

SWIFT/BIC codeUNMSFR21XXX
8-character codeUNMSFR21
Branch codeXXX
BankUnion des Mutuelles Sante 63
BranchHead office
CityClermont Ferrand
CountryFrance

The way the Union des Mutuelles Sante 63 SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNMS Bank code
4 letters that identify the bank.
FR Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC UNMSFR21XXX?

UNMSFR21XXX identifies the head office of Union des Mutuelles Sante 63 in Clermont Ferrand, France. Use it when a payment to Union des Mutuelles Sante 63 does not need a specific branch.

Does Union des Mutuelles Sante 63 use a single SWIFT/BIC code?

Yes, UNMSFR21XXX is the only SWIFT/BIC code listed for Union des Mutuelles Sante 63 in France, so there is no branch code to choose.

What is the best way to send money to Union des Mutuelles Sante 63 in France?

Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.

Do I need UNMSFR21XXX for a euro transfer to France?

France belongs to the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you do need UNMSFR21XXX.

How long does it take to send money to Union des Mutuelles Sante 63?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Are UNMSFR21 and UNMSFR21XXX the same code?

Yes. UNMSFR21 is the short version of UNMSFR21XXX. The XXX at the end only refers to the head office, so both will reach Union des Mutuelles Sante 63 in Clermont Ferrand.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.