SWIFT/BIC code UNSKRUMMXXX

UNSKRUMMXXX belongs to Universal Stock Bank LTD in Moscow, Russia.

UNSKRUMMXXX

Code details

SWIFT/BIC codeUNSKRUMMXXX
8-character codeUNSKRUMM
Branch codeXXX
BankUniversal Stock Bank LTD
BranchHead office
CityMoscow
CountryRussia

How the Universal Stock Bank LTD SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNSK Bank code
4 letters that identify the bank.
RU Country code
2 letters for the country (ISO 3166).
MM Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT code UNSKRUMMXXX?

The code UNSKRUMMXXX belongs to the headquarters of Universal Stock Bank LTD in Moscow, Russia. Use it when a payment to Universal Stock Bank LTD does not need a specific branch.

What happens if I enter UNSKRUMMXXX incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNSKRUMMXXX against the details from Universal Stock Bank LTD before sending.

Does Universal Stock Bank LTD use a single SWIFT/BIC code?

Yes, UNSKRUMMXXX is the single SWIFT/BIC code we have for Universal Stock Bank LTD in Russia, so you do not need to pick a branch code.

Is UNSKRUMM and UNSKRUMMXXX the same SWIFT code?

Yes. UNSKRUMM is the short version of UNSKRUMMXXX. The XXX at the end only refers to the head office, so either version routes your payment to Universal Stock Bank LTD in Moscow.

What is the cheapest way to send money to Universal Stock Bank LTD in Russia?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Russia with specialist providers before you send – the difference can be large.

How long does it take to send money to Universal Stock Bank LTD in Russia?

A SWIFT payment typically takes 2–5 business days, depending on correspondent banks and time zones. Money transfer services are often quicker than a bank.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.