SWIFT/BIC code UPAYGB21XXX

UPAYGB21XXX belongs to Upaycard LTD in London, United Kingdom.

UPAYGB21XXX

Code details

SWIFT/BIC codeUPAYGB21XXX
8-character codeUPAYGB21
Branch codeXXX
BankUpaycard LTD
BranchHead office
CityLondon
CountryUnited Kingdom

The way the Upaycard LTD SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UPAY Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution is behind SWIFT/BIC code UPAYGB21XXX?

UPAYGB21XXX is the SWIFT/BIC code of the headquarters of Upaycard LTD in London, United Kingdom. It is the code to use when you send money to an account at Upaycard LTD.

Does Upaycard LTD use a single SWIFT/BIC code?

Yes – UPAYGB21XXX is the only SWIFT/BIC code we have for Upaycard LTD in United Kingdom, so you do not need to pick a branch code.

Are UPAYGB21 and UPAYGB21XXX the same SWIFT code?

Yes, they are. UPAYGB21 is the short version of UPAYGB21XXX. XXX simply means head office, so either version routes your payment to Upaycard LTD in London.

Do I need UPAYGB21XXX to send euros to United Kingdom?

United Kingdom belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you still need UPAYGB21XXX.

How long does a transfer to Upaycard LTD take in United Kingdom?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

What happens if I use UPAYGB21XXX with a typo?

Your transfer can bounce, get stuck or cost extra. Always check UPAYGB21XXX against the details from Upaycard LTD before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.