SWIFT/BIC code UTBSSLFRXXX

UTBSSLFRXXX belongs to Union Trust Bank Limited in Freetown, Sierra Leone.

UTBSSLFRXXX

Code details

SWIFT/BIC codeUTBSSLFRXXX
8-character codeUTBSSLFR
Branch codeXXX
BankUnion Trust Bank Limited
BranchHead office
CityFreetown
CountrySierra Leone

The way the Union Trust Bank Limited SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UTBS Bank code
4 letters that identify the bank.
SL Country code
2 letters for the country (ISO 3166).
FR Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC UTBSSLFRXXX?

UTBSSLFRXXX identifies the main office of Union Trust Bank Limited in Freetown, Sierra Leone. It is the code to use when a payment to Union Trust Bank Limited does not need a specific branch.

What does each part of UTBSSLFRXXX mean?

UTBS is the bank code of Union Trust Bank Limited, SL stands for Sierra Leone, FR is the code for the city or region and XXX marks the main office.

What do I need to send money to an account at Union Trust Bank Limited?

You need the SWIFT/BIC code UTBSSLFRXXX, the account number or IBAN of the recipientand the name of the account holder. Sierra Leone is not part of SEPA, so always include the BIC.

How long does a transfer to Union Trust Bank Limited take?

A SWIFT payment usually takes 1–5 business days, depending on intermediary banks and cut-off times. Money transfer services are often faster than a bank.

Does Union Trust Bank Limited have a single SWIFT/BIC code?

Yes, UTBSSLFRXXX is the single SWIFT/BIC code listed for Union Trust Bank Limited in Sierra Leone, so you do not need to pick a branch code.

What is the cheapest way to send money to Union Trust Bank Limited?

Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Sierra Leone with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.