SWIFT/BIC code UTOSFI21XXX

UTOSFI21XXX belongs to Utajarven Osuuspankki in Utajarvi, Finland.

UTOSFI21XXX

Code details

SWIFT/BIC codeUTOSFI21XXX
8-character codeUTOSFI21
Branch codeXXX
BankUtajarven Osuuspankki
BranchHead office
CityUtajarvi
CountryFinland

The way the Utajarven Osuuspankki SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UTOS Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT code UTOSFI21XXX?

The code UTOSFI21XXX belongs to the headquarters of Utajarven Osuuspankki in Utajarvi, Finland. Use it when a payment to Utajarven Osuuspankki does not need a specific branch.

What happens if I enter UTOSFI21XXX with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UTOSFI21XXX with the recipient before you confirm.

Does Utajarven Osuuspankki use only one SWIFT/BIC code?

Yes, UTOSFI21XXX is the only SWIFT/BIC code we have for Utajarven Osuuspankki in Finland, so there is no branch code to choose.

What do the letters in UTOSFI21XXX mean?

UTOS is the institution code of Utajarven Osuuspankki, FI is the ISO code of Finland, 21 is the code for the city or region and XXX means the main office.

Are UTOSFI21 and UTOSFI21XXX the same SWIFT code?

Yes, they are. UTOSFI21 is the 8-character version of UTOSFI21XXX. The XXX at the end only means head office, so both routes your payment to Utajarven Osuuspankki in Utajarvi.

Do I need UTOSFI21XXX for a euro transfer to Finland?

Finland is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need UTOSFI21XXX.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.