SWIFT/BIC code VAOPFI21XXX

VAOPFI21XXX belongs to Vaasan Osuuspankki in Vaasa, Finland.

VAOPFI21XXX

Code details

SWIFT/BIC codeVAOPFI21XXX
8-character codeVAOPFI21
Branch codeXXX
BankVaasan Osuuspankki
BranchHead office
CityVaasa
CountryFinland

The way the Vaasan Osuuspankki SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

VAOP Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code VAOPFI21XXX?

VAOPFI21XXX identifies the main office of Vaasan Osuuspankki in Vaasa, Finland. Use it when a payment to Vaasan Osuuspankki does not need a specific branch.

What does each part of VAOPFI21XXX mean?

VAOP is the bank code of Vaasan Osuuspankki, FI is the ISO code of Finland, 21 is the location code and XXX means the head office.

What happens if I use VAOPFI21XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check VAOPFI21XXX with the recipient before sending.

Do I need VAOPFI21XXX to send euros to Finland?

Finland belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you still need VAOPFI21XXX.

How long does it take to send money to Vaasan Osuuspankki in Finland?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

Are VAOPFI21 and VAOPFI21XXX the same code?

Yes. VAOPFI21 is the 8-character version of VAOPFI21XXX. XXX simply refers to the head office, so either version routes your payment to Vaasan Osuuspankki in Vaasa.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.