SWIFT/BIC code VBVZHR22XXX
VBVZHR22XXX belongs to J and T Banka D.d. in Varazdin, Croatia.
Code details
| SWIFT/BIC code | VBVZHR22XXX |
|---|---|
| 8-character code | VBVZHR22 |
| Branch code | XXX |
| Bank | J and T Banka D.d. |
| Branch | Head office |
| City | Varazdin |
| Country | Croatia |
How the J and T Banka D.d. SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- VBVZ Bank code
- 4 letters that identify the bank.
- HR Country code
- 2 letters for the country (ISO 3166).
- 22 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses BIC VBVZHR22XXX?
VBVZHR22XXX is the SWIFT/BIC code of the headquarters of J and T Banka D.d. in Varazdin, Croatia. It is the code to use when a payment to J and T Banka D.d. does not need a specific branch.
What do the letters in VBVZHR22XXX mean?
VBVZ is the bank code of J and T Banka D.d., HR is the ISO code of Croatia, 22 is the code for the city or region and XXX marks the main office.
Do I need VBVZHR22XXX to send euros to Croatia?
Croatia is part of the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you do need VBVZHR22XXX.
How long does a transfer to J and T Banka D.d. take in Croatia?
SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.
Is VBVZHR22 and VBVZHR22XXX the same SWIFT code?
Yes, they are. VBVZHR22 is the 8-character version of VBVZHR22XXX. The XXX at the end only means head office, so either version routes your payment to J and T Banka D.d. in Varazdin.
What is the best way to send money to J and T Banka D.d. in Croatia?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.