SWIFT/BIC code VITCAU31XXX
VITCAU31XXX belongs to Victoria Teachers Limited in Melbourne, Australia.
Code details
| SWIFT/BIC code | VITCAU31XXX |
|---|---|
| 8-character code | VITCAU31 |
| Branch code | XXX |
| Bank | Victoria Teachers Limited |
| Branch | Head office |
| City | Melbourne |
| Country | Australia |
The way the Victoria Teachers Limited SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- VITC Bank code
- 4 letters that identify the bank.
- AU Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses BIC VITCAU31XXX?
VITCAU31XXX is the SWIFT/BIC code of the main office of Victoria Teachers Limited in Melbourne, Australia. Use it when you send money to an account at Victoria Teachers Limited.
What happens if I use VITCAU31XXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check VITCAU31XXX against the details from Victoria Teachers Limited before sending.
Does Victoria Teachers Limited use a single SWIFT/BIC code?
Yes – VITCAU31XXX is the single SWIFT/BIC code listed for Victoria Teachers Limited in Australia, so you do not need to pick a branch code.
What is the cheapest way to send money to Victoria Teachers Limited?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Australian Dollar with transfer services before you send – the difference can be large.
Is VITCAU31 and VITCAU31XXX the same SWIFT code?
Yes, they are. VITCAU31 is the short version of VITCAU31XXX. The XXX at the end only means head office, so both routes your payment to Victoria Teachers Limited in Melbourne.
How long does it take to send money to Victoria Teachers Limited?
A SWIFT payment typically takes 1–5 business days, because of intermediary banks and cut-off times. Money transfer services are often quicker and cheaper.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.