SWIFT/BIC code VOWSDE81XXX

VOWSDE81XXX belongs to Volksbank Westerstede EG in Westerstede, Germany.

VOWSDE81XXX

Code details

SWIFT/BIC codeVOWSDE81XXX
8-character codeVOWSDE81
Branch codeXXX
BankVolksbank Westerstede EG
BranchHead office
CityWesterstede
CountryGermany

The way the Volksbank Westerstede EG SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

VOWS Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
81 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution uses BIC VOWSDE81XXX?

VOWSDE81XXX identifies the head office of Volksbank Westerstede EG in Westerstede, Germany. Use it when a payment to Volksbank Westerstede EG does not need a specific branch.

What happens if I use VOWSDE81XXX incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check VOWSDE81XXX against the details from Volksbank Westerstede EG before you confirm.

What do the letters in VOWSDE81XXX mean?

VOWS is the institution code of Volksbank Westerstede EG, DE stands for Germany, 81 is the location code and XXX marks the main office.

Do I need VOWSDE81XXX to send euros to Germany?

Germany is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need VOWSDE81XXX.

How long does a transfer to Volksbank Westerstede EG take in Germany?

Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 2–4 business days.

Are VOWSDE81 and VOWSDE81XXX the same SWIFT code?

Yes. VOWSDE81 is the 8-character version of VOWSDE81XXX. XXX simply refers to the head office, so either version routes your payment to Volksbank Westerstede EG in Westerstede.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.