SWIFT/BIC code WELADED1ERK

WELADED1ERK belongs to Kreissparkasse Heinsberg in Erkelenz, Germany.

WELADED1ERK

Code details

SWIFT/BIC codeWELADED1ERK
8-character codeWELADED1
Branch codeERK
BankKreissparkasse Heinsberg
Branch—
CityErkelenz
CountryGermany

How the Kreissparkasse Heinsberg SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

WELA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
D1 Location code
2 characters for the city or region of the head office.
ERK Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code WELADED1ERK?

WELADED1ERK is the SWIFT/BIC code of Kreissparkasse Heinsberg, part of Kreissparkasse Heinsberg in Erkelenz, Germany. Only use it if the recipient or their bank explicitly asks for it.

What do the letters in WELADED1ERK stand for?

WELA is the institution code of Kreissparkasse Heinsberg, DE stands for Germany, D1 is the location code and ERK identifies the department Kreissparkasse Heinsberg.

Do I need WELADED1ERK for a euro transfer to Germany?

Germany is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need WELADED1ERK.

How long does a transfer to Kreissparkasse Heinsberg take?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.

Can I use WELADED1 instead of WELADED1ERK?

WELADED1 points to the main office of Kreissparkasse Heinsberg, while WELADED1ERK is Kreissparkasse Heinsberg. Most international transfers work with the head office code, but use WELADED1ERK if the recipient asks for it.

Does Kreissparkasse Heinsberg have only one SWIFT/BIC code?

Yes, WELADED1ERK is the single SWIFT/BIC code we have for Kreissparkasse Heinsberg in Germany, so there is no branch code to choose.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.