SWIFT/BIC code YOVOITM1XXX
YOVOITM1XXX belongs to Your Voice SPA in Milano, Italy.
Code details
| SWIFT/BIC code | YOVOITM1XXX |
|---|---|
| 8-character code | YOVOITM1 |
| Branch code | XXX |
| Bank | Your Voice SPA |
| Branch | Head office |
| City | Milano |
| Country | Italy |
How the Your Voice SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- YOVO Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind BIC YOVOITM1XXX?
YOVOITM1XXX identifies the head office of Your Voice SPA in Milano, Italy. Use it when a payment to Your Voice SPA does not need a specific branch.
What happens if I use YOVOITM1XXX with a typo?
Your transfer can bounce, get stuck or cost extra. Always check YOVOITM1XXX against the details from Your Voice SPA before you confirm.
Is YOVOITM1 and YOVOITM1XXX the same code?
Yes. YOVOITM1 is the short version of YOVOITM1XXX. XXX simply means head office, so both will reach Your Voice SPA in Milano.
How long does a transfer to Your Voice SPA take?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Do I need YOVOITM1XXX for a euro transfer to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need YOVOITM1XXX.
What does each part of YOVOITM1XXX stand for?
YOVO is the bank code of Your Voice SPA, IT is the ISO code of Italy, M1 is the location code and XXX marks the head office.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.