SWIFT/BIC code ZABAHR2XUMA
ZABAHR2XUMA belongs to Zagrebacka Banka Dd in Umag, Croatia.
Code details
| SWIFT/BIC code | ZABAHR2XUMA |
|---|---|
| 8-character code | ZABAHR2X |
| Branch code | UMA |
| Bank | Zagrebacka Banka Dd |
| Branch | Umag Branch |
| City | Umag |
| Country | Croatia |
The way the Zagrebacka Banka Dd SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ZABA Bank code
- 4 letters that identify the bank.
- HR Country code
- 2 letters for the country (ISO 3166).
- 2X Location code
- 2 characters for the city or region of the head office.
- UMA Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT/BIC code ZABAHR2XUMA?
ZABAHR2XUMA identifies Umag Branch, a unit of Zagrebacka Banka Dd in Umag, Croatia. Use this branch code only when the recipient or their bank explicitly asks for it.
Do I need ZABAHR2XUMA to send euros to Croatia?
Croatia belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need ZABAHR2XUMA.
How long does a transfer to Zagrebacka Banka Dd take in Croatia?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
What do the letters in ZABAHR2XUMA mean?
ZABA is the institution code of Zagrebacka Banka Dd, HR is the ISO code of Croatia, 2X is the code for the city or region and UMA identifies the department Umag Branch.
What is the best way to send money to Zagrebacka Banka Dd in Croatia?
Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send – the difference can be large.
What happens if I use ZABAHR2XUMA incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check ZABAHR2XUMA with the recipient before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.