SWIFT/BIC code ZBCGMEPGXXX
ZBCGMEPGXXX belongs to Zapad Banka Ad Podgorica in Podgorica, Montenegro.
Code details
| SWIFT/BIC code | ZBCGMEPGXXX |
|---|---|
| 8-character code | ZBCGMEPG |
| Branch code | XXX |
| Bank | Zapad Banka Ad Podgorica |
| Branch | Head office |
| City | Podgorica |
| Country | Montenegro |
The way the Zapad Banka Ad Podgorica SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ZBCG Bank code
- 4 letters that identify the bank.
- ME Country code
- 2 letters for the country (ISO 3166).
- PG Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code ZBCGMEPGXXX?
The code ZBCGMEPGXXX belongs to the headquarters of Zapad Banka Ad Podgorica in Podgorica, Montenegro. Use it when a payment to Zapad Banka Ad Podgorica does not need a specific branch.
Are ZBCGMEPG and ZBCGMEPGXXX the same SWIFT code?
Yes, they are. ZBCGMEPG is the 8-character version of ZBCGMEPGXXX. The XXX at the end only means head office, so either version will reach Zapad Banka Ad Podgorica in Podgorica.
Does Zapad Banka Ad Podgorica use only one SWIFT/BIC code?
Yes, ZBCGMEPGXXX is the single SWIFT/BIC code listed for Zapad Banka Ad Podgorica in Montenegro, so you do not need to pick a branch code.
What is the best way to send money to Zapad Banka Ad Podgorica?
Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.
What happens if I use ZBCGMEPGXXX with a typo?
The payment may be delayed, returned or charged extra fees. Double-check ZBCGMEPGXXX with the recipient before you confirm.
How long does a transfer to Zapad Banka Ad Podgorica take in Montenegro?
A SWIFT payment usually takes 1–5 business days, depending on correspondent banks and time zones. Money transfer services are often quicker and cheaper.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.