SWIFT/BIC code ZEMBMK21XXX
ZEMBMK21XXX belongs to Zemjodelska Banka A.d. in Skopje, North Macedonia.
Code details
| SWIFT/BIC code | ZEMBMK21XXX |
|---|---|
| 8-character code | ZEMBMK21 |
| Branch code | XXX |
| Bank | Zemjodelska Banka A.d. |
| Branch | Head office |
| City | Skopje |
| Country | North Macedonia |
The way the Zemjodelska Banka A.d. SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ZEMB Bank code
- 4 letters that identify the bank.
- MK Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC ZEMBMK21XXX?
ZEMBMK21XXX identifies the main office of Zemjodelska Banka A.d. in Skopje, North Macedonia. It is the code to use when a payment to Zemjodelska Banka A.d. does not need a specific branch.
What happens if I use ZEMBMK21XXX with a typo?
The payment may be delayed, returned or charged extra fees. Always check ZEMBMK21XXX with the recipient before sending.
Does Zemjodelska Banka A.d. use only one SWIFT/BIC code?
Yes – ZEMBMK21XXX is the single SWIFT/BIC code listed for Zemjodelska Banka A.d. in North Macedonia, so you do not need to pick a branch code.
How long does it take to send money to Zemjodelska Banka A.d. in North Macedonia?
An international SWIFT transfer usually takes 2–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often quicker than a bank.
What do the letters in ZEMBMK21XXX mean?
ZEMB is the bank code of Zemjodelska Banka A.d., MK stands for North Macedonia, 21 is the code for the city or region and XXX marks the head office.
What do I need to send money to an account at Zemjodelska Banka A.d.?
You need the SWIFT/BIC code ZEMBMK21XXX, the IBAN or local account number of the recipientand the name of the account holder. North Macedonia uses international SWIFT transfers, so the BIC is required.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.