SWIFT/BIC code ZEMCRU22XXX
ZEMCRU22XXX belongs to Zemcombank in Rostov-On-Don, Russia.
Code details
| SWIFT/BIC code | ZEMCRU22XXX |
|---|---|
| 8-character code | ZEMCRU22 |
| Branch code | XXX |
| Bank | Zemcombank |
| Branch | Head office |
| City | Rostov-On-Don |
| Country | Russia |
How the Zemcombank SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ZEMC Bank code
- 4 letters that identify the bank.
- RU Country code
- 2 letters for the country (ISO 3166).
- 22 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind BIC ZEMCRU22XXX?
ZEMCRU22XXX is the SWIFT/BIC code of the headquarters of Zemcombank in Rostov-On-Don, Russia. Use it when a payment to Zemcombank does not need a specific branch.
Does Zemcombank have only one SWIFT/BIC code?
Yes, ZEMCRU22XXX is the only SWIFT/BIC code listed for Zemcombank in Russia, so there is no branch code to choose.
What happens if I use ZEMCRU22XXX incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check ZEMCRU22XXX against the details from Zemcombank before you confirm.
Are ZEMCRU22 and ZEMCRU22XXX the same SWIFT code?
Yes. ZEMCRU22 is the short version of ZEMCRU22XXX. The XXX at the end only refers to the head office, so either version will reach Zemcombank in Rostov-On-Don.
How long does it take to send money to Zemcombank in Russia?
An international SWIFT transfer usually takes 2–5 business days, because of intermediary banks and cut-off times. Specialist transfer services are often faster and cheaper.
What do I need for a transfer to an account at Zemcombank?
Have ready the SWIFT/BIC code ZEMCRU22XXX, the IBAN or local account number of the recipient, their full name and address. Russia uses international SWIFT transfers, so always include the BIC.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.