SWIFT/BIC code ZNCOZMLUXXX

ZNCOZMLUXXX belongs to Zambia National Commercial in Lusaka, Zambia.

ZNCOZMLUXXX

Code details

SWIFT/BIC codeZNCOZMLUXXX
8-character codeZNCOZMLU
Branch codeXXX
BankZambia National Commercial
BranchHead office
CityLusaka
CountryZambia

The way the Zambia National Commercial SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ZNCO Bank code
4 letters that identify the bank.
ZM Country code
2 letters for the country (ISO 3166).
LU Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC ZNCOZMLUXXX?

The code ZNCOZMLUXXX belongs to the head office of Zambia National Commercial in Lusaka, Zambia. It is the code to use when a payment to Zambia National Commercial does not need a specific branch.

How long does a transfer to Zambia National Commercial take in Zambia?

A SWIFT payment typically takes 1–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often faster and cheaper.

What does each part of ZNCOZMLUXXX mean?

ZNCO is the bank code of Zambia National Commercial, ZM stands for Zambia, LU is the code for the city or region and XXX marks the head office.

What do I need for a transfer to an account at Zambia National Commercial?

Have ready the SWIFT/BIC code ZNCOZMLUXXX, the account number or IBAN of the recipientand the name of the account holder. Zambia uses international SWIFT transfers, so the BIC is required.

Does Zambia National Commercial have a single SWIFT/BIC code?

Yes – ZNCOZMLUXXX is the single SWIFT/BIC code we have for Zambia National Commercial in Zambia, so you do not need to pick a branch code.

What is the best way to send money to Zambia National Commercial?

Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Zambia with transfer services before you send.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.