Hidden exchange rate cost calculator

Banks rarely charge a visible fee, but hide a margin in the rate. Enter the rate you were offered to see what it costs you.

Mid-market rate1 USD = 0.895142 EUR
At the mid-market rate you would receive–
With the offered rate you receive–
Hidden markup–
Hidden cost–

Sources: ECB reference rates, currency-rates.github.io (median of multiple providers) and CoinGecko.