Holland Gold

Physical coins and bars delivered home

W Reviewed by William Carter How we review

Calculate with Holland Gold

You receive0.2741 XAU
Fee 0.00 EUR · cost 3.00% · 2–5 business days
Rank 5 of 5 exchanges. Cheapest: Revolut (0.2811 XAU).

What Holland Gold is and who it suits

Holland Gold operates from Hilversum, Netherlands, and has been in business since 2012. This dealer sells physical bullion: coins and bars, with this page focusing on bars of one ounce or larger that you can either have delivered to your home or collect in person.

If you want to hold actual gold for the long term and can manage your own storage, Holland Gold might suit you, especially if you plan to pay by iDEAL or regular bank transfer. It’s probably less suitable if you’re aiming for small, frequent transactions, or if you need to trade quickly. This review is purely editorial and isn’t financial advice. GoldexPay may receive income from some links here, but that never affects the order in which you see providers ranked.

Fees and limits

Product Fee Rate markup Limits Speed
Physical bars (1 oz+)
Currencies → Precious metals
0 3.00% No limit 2–5 business days

Fees are indicative and based on the public fee schedule. Indicative figures based on public fee schedules and the live mid-market rate. Always check the final quote with the exchange.

How Holland Gold compares

Alternatives to Holland Gold

How Holland Gold's costs work

Almost all of what you pay is built into the price per gram or per bar, not shown as an extra fee. For this product, the comparison above reflects no separate charge, so your real cost is simply the gap between what you pay and the current mid-market gold price. That gap covers the dealer’s margin, packaging, handling and delivery.

There are two costs that often slip by unnoticed. First, smaller bars and coins come with a bigger premium. Second, the buy-back offer you get is typically less than what you paid, sometimes by a noticeable amount. If you buy and sell quickly, even if the gold price stays flat, you receive less back.

Confirm whether insurance and delivery are already included, and always use the comparison with the amount you intend to spend.

Speed, payment methods and delivery

You can use iDEAL or a bank transfer to pay. Orders are processed when Holland Gold receives your payment, and actual delivery then usually follows within a few working days. Timeframes depend on factors like stock availability and any routine checks.

It’s your choice: arrange secure home delivery or pick up your gold in person. When choosing delivery, your responsibility starts on arrival, keep it secure. While there’s no fixed maximum order shown above, larger fund transfers may lead to extra identity checks in line with Dutch rules.

Worked example: a nurse in Belgium buying her first bar

Consider a Belgian nurse who wants to put some of her savings into physical gold for the first time.

She begins by confirming that Holland Gold ships to Belgium and enters the amount she wants to spend into the comparison tool to see exactly how much gold she could acquire.

Choosing a larger bar (since its premium per gram is lower than on coins), she pays via a bank transfer, because iDEAL is limited mainly to Dutch holders.

As delivery is on its way, she contacts her insurer to find out whether her home policy covers newly delivered valuables, and she reads through Holland Gold’s buy-back terms before completing her purchase.

Safety and regulation

Holland Gold offers bullion, a tangible product, not a regulated investment or banking product. This means the protections you receive aren’t like those on financial products. Always check the company's official details, including registration with the Dutch Chamber of Commerce, and be sure to read all the terms before making payment.

A dealer isn’t a bank, and gold purchases don’t qualify as deposits, so the Dutch deposit guarantee does not apply. Gold’s price can fall as well as rise, and holding real metal doesn't remove the risk of loss.

Be very cautious about emails or texts claiming to be from Holland Gold, especially ones asking for payment to a new account. Always navigate to the correct site by typing the URL yourself.

Pros, cons and when an alternative fits better

Pros

  • You have the option to physically take possession, either by delivery or pickup.
  • A buy-back guarantee is stated in the terms.
  • Both iDEAL and standard bank transfer are available.
  • No distinct extra fee appears for bars above one ounce.

Cons

  • Total costs per gram are higher if you’re buying small pieces.
  • The buy-back rate you receive is below the original price paid.
  • You need to sort out your own storage and insurance for home deliveries.
  • No specific supervisory body is confirmed in our data.

If you want gold exposure without the task of storage, BullionVault allows you to own gold held in accredited vaults. Goldrepublic is another online service to consider if you prefer the convenience and assurance of Swiss storage. Always compare your options using the sum you expect to invest.

Frequently asked questions

What does a buy-back guarantee actually cover?

A buy-back guarantee means Holland Gold promises to repurchase metal from you under its set conditions. Review these first: the minimum amount for buy-back, how the price is determined when you sell, whether they require the metal to remain sealed or in its original packaging, and the typical time it takes them to pay. Usually, their buy-back price is below what you spent at purchase; the guarantee promises you a market but does not guarantee a profit or protect you from market drops.

Do I need to insure gold I receive at home?

Yes, most likely. Physical bullion is valuable and portable, and standard home insurance probably won’t fully cover it unless you arrange an extra rider or declare the new asset. Review your policy before you even receive the package, and ask your insurer to confirm what’s covered and the insured sum. Hold onto your invoice and shipping records, and do not store precious metal in obvious places.

How does holding physical gold differ from a vault account?

When you take delivery, you’re responsible for storage, insurance against theft, and the higher costs that may come with small items. A professional vault account (like BullionVault’s) stores gold for you; this may reduce costs, but you rely on the vault provider’s systems. In both cases, price risk remains: gold can lose value. The best choice for you depends on your amount and how hands-on you want to be.

How much does Holland Gold cost?

For 1,000 EUR → XAU you receive 0.2741 XAU at Holland Gold. That puts Holland Gold at place 5 of the 5 exchanges in our comparison for this conversion. The lowest exchange rate markup at Holland Gold is 3.00%. Costs depend on the amount, currency and payment method, so check your own amount.

Is my money safe with Holland Gold?

Yes, Holland Gold is supervised: —. Supervision means rules on how customer money is handled. It does not protect you against exchange rate losses or falling prices of crypto and precious metals.

Where does Holland Gold come from?

Holland Gold has its headquarters in Hilversum, NL and started in 2012.

What can you use Holland Gold for?

Holland Gold (Precious metals dealers) offers: Physical bars (1 oz+). You can use it for: Currencies, Precious metals.

How does GoldexPay rate Holland Gold?

We give Holland Gold 4.5 out of 5, based on costs, speed, regulation and ease of use. See how it compares with alternatives below.

How quickly does Holland Gold transfer money?

The fastest option at Holland Gold is Physical bars (1 oz+): 2–5 business days. The actual time depends on the payment method, the amount and checks by the exchange.

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By
William Carter · Senior editor, money transfers, crypto and precious metals

William Carter reviews money transfer services, currency apps, crypto exchanges and gold dealers for GoldexPay. He compares real quotes against the mid-market rate, checks fee schedules and the official registers of regulators, and updates a review whenever a provider changes its pricing.