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SWIFT/BIC code ANDBINBBLUD

ANDBINBBLUD belongs to Andhra Bank in Ludhiana, India.

ANDBINBBLUD

Code details

SWIFT/BIC codeANDBINBBLUD
8-character codeANDBINBB
Branch codeLUD
BankAndhra Bank
BranchLudhiana
CityLudhiana
CountryIndia

How the Andhra Bank SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ANDB Bank code
4 letters that identify the bank.
IN Country code
2 letters for the country (ISO 3166).
BB Location code
2 characters for the city or region of the head office.
LUD Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT/BIC code ANDBINBBLUD?

The code ANDBINBBLUD belongs to Ludhiana, a branch or department of Andhra Bank in Ludhiana, India. Only use it if the account is held at this specific branch.

Which details do I need to send money to an account at Andhra Bank?

You need the SWIFT/BIC code ANDBINBBLUD, the account number or IBAN of the recipientand the name of the account holder. India uses international SWIFT transfers, so the BIC is required.

What happens if I use ANDBINBBLUD incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check ANDBINBBLUD with the recipient before you confirm.

How long does it take to send money to Andhra Bank in India?

A SWIFT payment typically takes 1–5 business days, depending on correspondent banks and time zones. Money transfer services are often quicker than a bank.

What is the cheapest way to send money to Andhra Bank?

Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Indian Rupee with specialist providers before you send – the difference can be large.

Can I use ANDBINBB instead of ANDBINBBLUD?

ANDBINBB points to the head office of Andhra Bank, while ANDBINBBLUD points to Ludhiana. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention ANDBINBBLUD.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.