SWIFT/BIC code BACRIT21145
BACRIT21145 belongs to Credito Emiliano S.P.A. in Monza, Italy.
Code details
| SWIFT/BIC code | BACRIT21145 |
|---|---|
| 8-character code | BACRIT21 |
| Branch code | 145 |
| Bank | Credito Emiliano S.P.A. |
| Branch | Monza Agency 2 |
| City | Monza |
| Country | Italy |
The way the Credito Emiliano S.P.A. SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 145 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code BACRIT21145?
BACRIT21145 identifies Monza Agency 2, part of Credito Emiliano S.P.A. in Monza, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
Can I use BACRIT21 instead of BACRIT21145?
BACRIT21 points to the head office of Credito Emiliano S.P.A., while BACRIT21145 points to Monza Agency 2. Most international transfers work with the head office code, but use BACRIT21145 if the recipient asks for it.
Do I need BACRIT21145 to send euros to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need BACRIT21145.
How long does it take to send money to Credito Emiliano S.P.A. in Italy?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
What happens if I enter BACRIT21145 incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check BACRIT21145 against the details from Credito Emiliano S.P.A. before sending.
Has Credito Emiliano S.P.A. got other SWIFT/BIC codes?
Yes – our database contains 263 SWIFT/BIC codes for Credito Emiliano S.P.A. in Italy, for the head office and several branches or departments. All of them are listed on the page of Credito Emiliano S.P.A..
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.