Credito Emiliano S.P.A. SWIFT/BIC code
The head office of Credito Emiliano S.P.A. in Italy uses SWIFT/BIC code BACRIT22XXX. Below you find all 263 codes of this bank, grouped by city.
All SWIFT/BIC codes of Credito Emiliano S.P.A.
Reggio Nell'emilia
| SWIFT/BIC | Branch |
|---|---|
| BACRIT22XXX | Head office |
| BACRIT21046 | Grandi Relazioni |
| BACRIT21BOM | Bomcon Dept |
| BACRIT21CRE | Segreteria Crediti |
| BACRIT21LIQ | Liquidazione Fornitori |
| BACRIT21POI | Portafoglio Dept. |
| BACRIT21WEB | Credem.it |
| BACRIT22BPG | Back Office Investment Funds |
| BACRIT22BTI | Back Office Titoli |
| BACRIT22FID | Eurofiduciaria |
| BACRIT22INC | Incassi e Pagamenti Dept. |
| BACRIT22MEC | Documentary Credts Dept. |
| BACRIT22SEC | Securities |
Abbiategrasso
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21138 | — |
Acquarica del Capo
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21619 | — |
Agrigento
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21433 | Agrigento Sede |
Alba
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21123 | Alba |
Albenga
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21223 | Albenga |
Alessandria
| SWIFT/BIC | Branch |
|---|---|
| BACRIT22ALS | — |
Ancona
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21220 | Ancona |
Andria
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21870 | Sede |
| BACRIT21871 | AG. 3 |
| BACRIT21875 | AG. 2 |
| BACRIT21877 | AG. 4 |
| BACRIT21879 | AG. 5 |
| BACRIT21880 | AG. 6 |
Apricena
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21605 | — |
Aprilia
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21927 | — |
Arezzo
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21193 | Arezzo Ag.2 |
Asti
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21120 | — |
Avezzano
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21596 | — |
Bari
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21523 | Bari |
Barletta
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21885 | AG. 2 |
Bassano del Grappa
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21116 | — |
Benevento
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21658 | Benevento |
Bergamo
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21241 | — |
| BACRIT21305 | Bergamo AG. 2 |
Biella
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21617 | — |
Bisceglie
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21886 | — |
Bollate
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21141 | — |
Bologna
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21396 | Bologna Agenzia 4 |
| BACRIT21728 | Bologna AG. 5 |
| BACRIT21729 | Bologna Ag.6 |
Bolzaneto (Genova)
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21654 | Genova Bolzaneto |
Borgo Virgilio Mn
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21216 | Borgo Virgilio |
Brescia
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21135 | — |
| BACRIT21212 | Brescia Ag.3 |
| BACRIT21224 | Brescia AG. 2 |
Brindisi
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21519 | Brindisi |
Bussolengo
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21744 | Bussolengo |
Busto Arsizio
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21136 | — |
Cagliari
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21609 | Cagliari |
| BACRIT21646 | Cagliari AG. 2 |
Caltanissetta
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21445 | Caltanissetta |
Canicatti'
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21430 | — |
Canosa di Puglia
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21874 | — |
Casale Monferrato
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21215 | — |
Casalpusterlengo
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21393 | — |
Casellina (Scandicci)
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21700 | Casellina |
Cassino
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21643 | Cassino |
Castel San Pietro Terme
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21731 | Castel San Pietro Terme |
Castelfranco Veneto
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21114 | — |
Castiglione Delle Stiviere
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21648 | Castiglione Delle Stiviere |
Castrovillari
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21641 | Castrovillari |
Catania
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21745 | Catania AG. 5 |
Catanzaro
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21657 | — |
Cava Dei Tirreni
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21653 | Cava Dei Tirreni |
Cerignola
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21884 | — |
Cervarezza (Busana)
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21662 | Cervarezza |
Cesena
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21214 | Cesena |
Chiavari
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21148 | — |
Chiesina Uzzanese
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21724 | Chiesina Uzzanese |
Citta' di Castello
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21733 | Citta' di Castello |
Civitanova Marche
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21218 | Civitanove Marche |
Cologno Monzese
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21394 | — |
Como
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21917 | — |
Conegliano
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21211 | Conegliano Veneto |
Corato
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21876 | — |
| BACRIT21882 | AG. 2 |
Corigliano Calabro
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21651 | Corigliano Calabro |
Cosenza
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21507 | Cosenza Sede |
Crema
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21208 | — |
Cremona
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21194 | Cremona |
| BACRIT21626 | Cremona Ag.2 |
Cuneo
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21117 | Main Branch |
Erba
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21916 | — |
Faenza
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21190 | Faenza |
Fano
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21237 | Fano |
Ferrara
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21134 | Main Branch |
| BACRIT21614 | Ferrara AG. 2 |
Firenze
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21144 | Agenzia 4 |
| BACRIT21324 | Firenze Sede |
| BACRIT21695 | Firenze AG. 7 |
| BACRIT21696 | Firenze AG. 6 |
| BACRIT21697 | Firenze AG. 5 |
| BACRIT21699 | Firenze AG. 9 |
| BACRIT21704 | Firenze AG. 10 |
Flero
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21629 | Flero |
Forli'
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21221 | — |
Formia
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21926 | — |
Fossano
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21118 | — |
Frattamaggiore
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21604 | Frattamaggiore |
Frosinone
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21615 | Frosinone |
Funo (Argelato)
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21039 | Funo di Argelato |
Gallicano Nel Lazio
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21734 | Galicano Nel Lazio |
Genova
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21203 | Genova AG. 3 |
| BACRIT21222 | Genova AG. 2 |
| BACRIT21611 | Genova AG. 5 |
| BACRIT22GEN | — |
Genzano di Roma
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21300 | — |
Giarre
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21759 | Giarre |
Gualtieri
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21127 | — |
Imola
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21186 | Imola |
Jesi
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21130 | — |
L'aquila
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21227 | — |
La Spezia
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21308 | La Spezia |
Lamezia Terme
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21545 | Nicastro |
Lastra A Signa
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21702 | Malmantile |
Latina
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21925 | — |
Lecce
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21511 | Lecce |
Lecco
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21891 | — |
Legnago
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21767 | Legnago |
Legnano
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21147 | — |
Lercara Friddi
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21752 | Lercara Friddi |
Livorno
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21200 | Livorno Branch |
| BACRIT21705 | Livorno AG. 2 |
Lodi
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21202 | Lodi AG. 2 |
Lucca
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21189 | Lucca |
| BACRIT21712 | Lucca AG. 3 |
Macerata
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21238 | — |
Maglie
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21595 | — |
Manerbio
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21207 | Manerbio |
Marina di Carrara (Carrara)
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21174 | Marina di Carrara |
Merate
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21918 | — |
Messina
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21443 | Messina |
| BACRIT21746 | Messina AG. 2 |
Mestre (Venezia)
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21206 | — |
Milano
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21373 | Milano AG. 17 |
Modena
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21398 | — |
Mogliano Veneto
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21638 | Mogliano Veneto |
Monsummano Terme
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21725 | Monsummano Terme |
Montale (Castelnuovo Rangone)
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21091 | — |
Montebelluna
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21623 | Montebelluna |
Montecatini Terme
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21723 | Montecatini Terme |
Monterotondo
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21400 | — |
Monza
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21145 | Monza Agency 2 |
Napoli
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21574 | AG. 18 |
Nardo'
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21529 | — |
Novara
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21201 | Novara Ag.2 |
| BACRIT21204 | — |
Oristano
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21650 | Oristano |
Padova
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21155 | — |
| BACRIT21226 | Padova AG. 2 |
Palermo
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21410 | Palermo AG. 6 |
| BACRIT21467 | AG. 5 |
| BACRIT21753 | Palermo AG. 8 |
Parma
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21188 | Parma Ag.9 |
| BACRIT21230 | Parma Ag.6 |
| BACRIT21234 | Parma Ag.7 |
Pavia
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21149 | — |
Perugia
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21325 | Perugia |
| BACRIT21732 | Perugia Ag.3 |
Pesaro
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21612 | Pesaro |
Pescara
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21610 | Pescara |
Pescia
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21726 | Pescia |
Piacenza
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21386 | Piacenza AG. 2 |
| BACRIT22PIA | Piacenza Sede |
Pieve Fosciana
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21708 | Pieve Fosciana |
Pinerolo
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21119 | — |
Piombino
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21706 | Piombino |
Pisa
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21192 | Pisa |
| BACRIT21715 | Pisa AG. 2 |
Pistoia
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21727 | Pistoia AG. 2 |
Pontedera
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21718 | Pontedera |
Pordenone
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21632 | Pordenone |
Potenza
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21606 | — |
Pozzuoli
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21607 | Pozzuoli AG. 2 |
Prato
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21722 | Prato AG. 4 |
Ramiseto
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21661 | Ramiseto |
Ravenna
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21210 | — |
Reggio di Calabria
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21504 | Reggio Calabria |
Riccione
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21217 | — |
Rieti
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21304 | Rieti |
Rimini
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21225 | — |
Riva del Garda
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21764 | Riva del Garda |
Roma
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21294 | AG. 9 |
| BACRIT21302 | Roma AG. 11 |
| BACRIT21347 | AG. 10 |
| BACRIT21756 | Roma AG. 13 |
| BACRIT21757 | Roma AG. 14 |
| BACRIT21761 | Roma AG. 15 |
| BACRIT21762 | Roma AG. 16 |
Rosignano Solvay (Rosignano Marit.)
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21707 | Rosignano Solvay |
Rovagnate
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21915 | — |
Rovato
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21175 | Rovato |
Rovereto
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21636 | Rovereto |
Salerno
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21575 | Salerno Agency 2 |
| BACRIT21577 | Salerno Main Branch |
Salo'
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21176 | Salo' |
| BACRIT21659 | Belluno |
Saluzzo
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21122 | — |
San Benedetto del Tronto
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21132 | — |
San Bonifacio
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21199 | San Bonifacio Branch |
San Donato Milanese
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21113 | — |
San Lazzaro di Savena
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21240 | — |
San Mango D'aquino
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21652 | San Mango D'aquino |
Santa Maria A Monte
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21719 | Ponticelli |
Sarmeola di Rubano
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21616 | Sarmeola di Rubano |
Saronno
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21242 | — |
Sassari
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21645 | Sassari |
Sassuolo
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21047 | Sassuolo Agenzia 3 |
Savona
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21142 | — |
Scandiano
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21032 | Scandiano AG. 2 |
Scandicci
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21701 | Scandicci |
Schio
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21236 | — |
Senigallia
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21235 | Senigallia |
Seregno
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21349 | — |
Seriate
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21644 | Seriate |
Siracusa
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21415 | — |
| BACRIT21736 | Siracusa AG. 2 |
Sorrento
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21630 | Sorrento |
Taranto
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21557 | — |
| BACRIT21608 | Taranto AG. 2 |
Termini Imerese
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21749 | Termini Imerese |
Termoli
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21603 | — |
Terni
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21191 | Terni |
Terracina
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21928 | — |
Torino
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21196 | Torino AG. 4 |
| BACRIT21209 | Torino AG. 2 |
| BACRIT21228 | Torino AG. 2 |
| BACRIT21232 | — |
| BACRIT21620 | Torino AG. 5 |
| BACRIT21621 | Torino AG. 6 |
Trani
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21872 | — |
Trento
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21625 | Trento |
| BACRIT21738 | Trento AG. 2 |
Treviglio
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21642 | Treviglio |
Treviso
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21125 | Agenzia 2 |
| BACRIT21133 | — |
Trieste
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21195 | — |
| BACRIT21213 | Trieste Ag.2 |
| BACRIT21741 | Trieste AG. 5 |
Udine
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21187 | Udine |
| BACRIT21613 | Udine AG. 2 |
Valletta Brianza
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21914 | — |
Venezia
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21173 | Mestre AG. 2 |
| BACRIT21307 | Venezia |
Vercelli
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21618 | — |
Verona
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21140 | Verona AG. 2 |
| BACRIT21640 | Verona AG. 4 |
| BACRIT21742 | Verona AG. 5 |
| BACRIT21743 | Verona AG. 6 |
| BACRIT22VER | Verona Main Branch |
Viareggio
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21624 | Viareggio |
Vibo Valentia
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21558 | — |
Vicari
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21748 | Vicari |
Vicenza
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21128 | Vicenza H.o. |
| BACRIT21129 | AG. 2 |
Vigevano
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21391 | — |
Villafranca di Verona
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21198 | Villafranca Branch |
Viterbo
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21637 | Viterbo |
Vittoria
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21421 | — |
Volturino
| SWIFT/BIC | Branch |
|---|---|
| BACRIT21878 | — |
How the Credito Emiliano S.P.A. SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 22 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
SWIFT/BIC code of Credito Emiliano S.P.A.
The short code BACRIT22 and the full code BACRIT22XXX identify one and the same institution: Credito Emiliano S.P.A.. A SWIFT code tells every bank in the chain exactly which bank should receive the money, much like a postcode for banks. It comes up mostly for transfers between countries and payments in foreign currencies.
Below you will find the practical questions: receiving money at Credito Emiliano S.P.A., paying someone in another country and how to check a SWIFT code before you hit send. The SWIFT code alone does not identify an individual account holder; for that you need the IBAN or account number is for.
Is BACRIT22 still correct? How to check
Ask the recipient to send you their account details straight from their banking app. Compare it against BACRIT22 on this page; if they differ, ask before you pay.
Mistakes in the BIC are annoying rather than fatal – usually the money comes back, minus fees and time lost. A mistake in the account number can be more serious, because the money may be credited to someone else.
Many banking apps validate the format of IBANs. Some banks now check the name with the account. For a first payment, many people start with a small test amount before sending the rest.
SEPA payments and the Credito Emiliano S.P.A. BIC
Because Italy is part of SEPA, a euro payment into Credito Emiliano S.P.A. from another SEPA country normally requires just the IBAN. Many banks do not require the BIC for these payments or fill it in for you.
A SWIFT code like BACRIT22 does matter when the currency is not euros. A few forms still show a field for the BIC out of habit; in that case, fill in BACRIT22 or BACRIT22XXX.
SEPA transfers usually arrive within one business day; instant payments are faster if both banks offer them. Charges on SEPA payments are generally low.
Receiving money from abroad at Credito Emiliano S.P.A.
For an international payment at Credito Emiliano S.P.A., the person paying you needs not just the BIC. What they need is: the account holder’s name, account number or IBAN, BACRIT22XXX and often your postal address.
Their bank may request the address of your bank. Double-check each detail before you send them – a sender rarely spots a mistake in someone else’s details.
Money from abroad will not always land for the full amount. Charges on incoming payments differ from bank to bank; check the price list of Credito Emiliano S.P.A.. Make clear with the sender who covers the fees before the money is sent.
Paying someone abroad from your Credito Emiliano S.P.A. account
An international bank payment can cost rather more than the fee suggests. On top of the transfer fee, correspondent or intermediary banks can deduct a fee, and when currencies are converted, the bank often uses a rate that is less favourable than the actual market rate.
Most of the cost usually sits in the exchange rate: the bank converts at a rate with a margin built in. A simple test: put the bank’s rate against the mid-market rate for the same moment and work out the difference on your amount.
Money transfer services frequently use a rate near the mid-market rate and lower fees. Before your next transfer, it is worth to compare the total cost on GoldexPay rather than accepting the bank’s rate by default. Choosing a specialist does not require closing your account at Credito Emiliano S.P.A..
Head office or branch code at Credito Emiliano S.P.A.?
Having 263 codes, Credito Emiliano S.P.A. is one of the banks that register separate codes for branches. The head office code is BACRIT22XXX.
Usually you do not need to look up a branch: transfers sent to BACRIT22XXX reach Credito Emiliano S.P.A. correctly. Just use a branch code when the account holder explicitly asks for it, for example on an invoice or in their bank details.
When in doubt, ask the person you are paying for the exact BIC in their bank details. Branch codes are more prone to change than the head office code when a bank merges or closes offices.
Tracking a transfer to or from Credito Emiliano S.P.A.
How fast a transfer arrives at Credito Emiliano S.P.A. is determined by a few things: which currency you send, how many intermediary banks are involved, cut-off times and differences in time zone. Bank holidays in either country can add extra days, since banks do not process on those days. Compliance checks on larger or unusual payments can also cause a delay.
Many banks are connected to SWIFT gpi. Each gpi transfer gets a unique transaction reference, the UETR. Money transfer services usually show tracking online showing where the payment has got.
The bank that sent the money is able to start an official trace or a recall; the receiving side usually has nothing to trace yet. Ask the sender for a copy of the payment confirmation with the date and reference – it helps your own bank look for the money.
Why Credito Emiliano S.P.A. has an 8- and an 11-character code
The layout of a BIC is always the same: a bank code of four letters, two for the country and a two-character location code, plus an optional branch code. Together, these eight characters make up BACRIT22.
XXX at the end of BACRIT22XXX does not stand for a placeholder or a mistake: it stands for the main office of Credito Emiliano S.P.A.. Some banking apps insist on 11 characters, and then you simply enter XXX after BACRIT22.
In practice the code is typed in capitals and without spaces. Pasting the code is safer than retyping it.
Euro (EUR) and conversion costs
Italy uses the Euro, with the currency code EUR. If you send money in a different currency it has to be converted at some point. Each conversion costs something – usually through the rate rather than a fee.
Where the conversion happens affects the final amount. Sending the amount directly in EUR usually prevents a second conversion, provided the rate you get is fair.
The rate for EUR changes constantly, so the amount you see is usually only valid for a short time. With bigger transfers, a small gap in the rate can be worth more than the fee.
Changed bank details? Be careful
Be alert when someone suddenly wants you to send money to another account abroad. That BACRIT22 is a real code is no guarantee that the account is genuine.
Check new payment details through a separate channel, never via the email that asked for the change. Watch out for urgent requests, unusual wording or a sender address that is slightly off. Already paid? Contact your bank without delay and have them try to recall the payment.
Fraud also target the receiver. Someone claims to have sent more than agreed and wants you to refund the extra via a different route. A payment confirmation from the sender proves nothing.
A note on our data
We collect bank codes from publicly available data and update our list regularly. Still, banks merge, rename themselves or retire codes, so information can be out of date. The figures on this page are based on our own data, not official figures from Credito Emiliano S.P.A..
See the information here as a helpful check. We are an independent comparison site and not part of Credito Emiliano S.P.A.. Spotted an error? Let us know via our contact form so we can correct it.
Frequently asked questions
What is the SWIFT/BIC code of Credito Emiliano S.P.A. in Italy?
Credito Emiliano S.P.A. uses BACRIT22XXX (or BACRIT22 in the 8-character version). Use this code unless the recipient gives you a branch code.
How can I send money to Credito Emiliano S.P.A. for less?
Avoid the hidden markup that banks often charge on international transfers. Check what you receive in Euro with different providers first.
What if I use the wrong SWIFT code for Credito Emiliano S.P.A.?
Your payment can be returned or delayed, sometimes with extra fees. Always check the code with Credito Emiliano S.P.A. before you confirm.
Do I need the BIC of Credito Emiliano S.P.A. for a euro transfer?
Usually not. Italy is part of the SEPA area, so euro transfers only need the IBAN. For payments in another currency you still need BACRIT22XXX.
How long does a transfer to Credito Emiliano S.P.A. take?
Euro payments within SEPA normally arrive the next business day. Other currencies take 1–3 business days.
When do I use a branch code of Credito Emiliano S.P.A.?
Only when the recipient asks for it. Most international payments to Credito Emiliano S.P.A. can use the head office code BACRIT22XXX.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.