SWIFT/BIC code BACRIT21189
BACRIT21189 belongs to Credito Emiliano S.P.A. in Lucca, Italy.
Code details
| SWIFT/BIC code | BACRIT21189 |
|---|---|
| 8-character code | BACRIT21 |
| Branch code | 189 |
| Bank | Credito Emiliano S.P.A. |
| Branch | Lucca |
| City | Lucca |
| Country | Italy |
How the Credito Emiliano S.P.A. SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 189 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC BACRIT21189?
The code BACRIT21189 belongs to Lucca, a branch or department of Credito Emiliano S.P.A. in Lucca, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
What is the cheapest way to send money to Credito Emiliano S.P.A. in Italy?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send – the difference can be large.
Do I need BACRIT21189 to send euros to Italy?
Italy is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need BACRIT21189.
How long does it take to send money to Credito Emiliano S.P.A. in Italy?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Does Credito Emiliano S.P.A. have more SWIFT/BIC codes?
Yes, we list 263 SWIFT/BIC codes for Credito Emiliano S.P.A. in Italy, for the head office and several branches or departments. All of them are listed on the page of Credito Emiliano S.P.A..
What happens if I use BACRIT21189 incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check BACRIT21189 against the details from Credito Emiliano S.P.A. before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.