SWIFT/BIC code BACRIT21191
BACRIT21191 belongs to Credito Emiliano S.P.A. in Terni, Italy.
Code details
| SWIFT/BIC code | BACRIT21191 |
|---|---|
| 8-character code | BACRIT21 |
| Branch code | 191 |
| Bank | Credito Emiliano S.P.A. |
| Branch | Terni |
| City | Terni |
| Country | Italy |
The way the Credito Emiliano S.P.A. SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 191 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code BACRIT21191?
BACRIT21191 is the SWIFT/BIC code of Terni, a unit of Credito Emiliano S.P.A. in Terni, Italy. Only use it if the account is held at this specific branch.
What does each part of BACRIT21191 stand for?
BACR is the institution code of Credito Emiliano S.P.A., IT is the ISO code of Italy, 21 is the location code and 191 is the code of the department Terni.
How long does a transfer to Credito Emiliano S.P.A. take?
Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 1–3 business days.
Do I need BACRIT21191 to send euros to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need BACRIT21191.
What is the cheapest way to send money to Credito Emiliano S.P.A. in Italy?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send – the difference can be large.
Can I use BACRIT21 instead of BACRIT21191?
BACRIT21 is the head office of Credito Emiliano S.P.A., while BACRIT21191 is Terni. For a normal transfer the head office code is usually fine, but use BACRIT21191 if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.