SWIFT/BIC code BACRIT21194
BACRIT21194 belongs to Credito Emiliano S.P.A. in Cremona, Italy.
Code details
| SWIFT/BIC code | BACRIT21194 |
|---|---|
| 8-character code | BACRIT21 |
| Branch code | 194 |
| Bank | Credito Emiliano S.P.A. |
| Branch | Cremona |
| City | Cremona |
| Country | Italy |
How the Credito Emiliano S.P.A. SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 194 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code BACRIT21194?
The code BACRIT21194 belongs to Cremona, a unit of Credito Emiliano S.P.A. in Cremona, Italy. Use this branch code only when the account is held at this specific branch.
Do I need BACRIT21194 to send euros to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you still need BACRIT21194.
How long does it take to send money to Credito Emiliano S.P.A. in Italy?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
What do the letters in BACRIT21194 stand for?
BACR is the institution code of Credito Emiliano S.P.A., IT is the ISO code of Italy, 21 is the location code and 194 identifies the department Cremona.
What happens if I enter BACRIT21194 with a typo?
The payment may be delayed, returned or charged extra fees. Double-check BACRIT21194 against the details from Credito Emiliano S.P.A. before sending.
Can I use BACRIT21 instead of BACRIT21194?
BACRIT21 points to the head office of Credito Emiliano S.P.A., while BACRIT21194 points to Cremona. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention BACRIT21194.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.