SWIFT/BIC code BACRIT21232
BACRIT21232 belongs to Credito Emiliano S.P.A. in Torino, Italy.
Code details
| SWIFT/BIC code | BACRIT21232 |
|---|---|
| 8-character code | BACRIT21 |
| Branch code | 232 |
| Bank | Credito Emiliano S.P.A. |
| Branch | — |
| City | Torino |
| Country | Italy |
The way the Credito Emiliano S.P.A. SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 232 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind BIC BACRIT21232?
BACRIT21232 identifies Credito Emiliano S.P.A., a unit of Credito Emiliano S.P.A. in Torino, Italy. Only use it if the account is held at this specific branch.
Can I use BACRIT21 instead of BACRIT21232?
BACRIT21 is the main office of Credito Emiliano S.P.A., while BACRIT21232 is Credito Emiliano S.P.A.. For a normal transfer the head office code is usually fine, but use BACRIT21232 if the recipient asks for it.
Do I need BACRIT21232 for a euro transfer to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need BACRIT21232.
How long does a transfer to Credito Emiliano S.P.A. take in Italy?
Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 2–4 business days.
What happens if I use BACRIT21232 with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check BACRIT21232 against the details from Credito Emiliano S.P.A. before sending.
What is the cheapest way to send money to Credito Emiliano S.P.A. in Italy?
Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.