SWIFT/BIC code BACRIT21304

BACRIT21304 belongs to Credito Emiliano S.P.A. in Rieti, Italy.

BACRIT21304

Code details

SWIFT/BIC codeBACRIT21304
8-character codeBACRIT21
Branch code304
BankCredito Emiliano S.P.A.
BranchRieti
CityRieti
CountryItaly

The way the Credito Emiliano S.P.A. SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
304 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code BACRIT21304?

BACRIT21304 is the SWIFT/BIC code of Rieti, part of Credito Emiliano S.P.A. in Rieti, Italy. Only use it if the account is held at this specific branch.

What happens if I use BACRIT21304 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check BACRIT21304 against the details from Credito Emiliano S.P.A. before sending.

What does each part of BACRIT21304 mean?

BACR is the bank code of Credito Emiliano S.P.A., IT is the ISO code of Italy, 21 is the code for the city or region and 304 identifies the department Rieti.

How long does a transfer to Credito Emiliano S.P.A. take in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Do I need BACRIT21304 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need BACRIT21304.

What is the cheapest way to send money to Credito Emiliano S.P.A.?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.