SWIFT/BIC code BACRIT21305
BACRIT21305 belongs to Credito Emiliano S.P.A. in Bergamo, Italy.
Code details
| SWIFT/BIC code | BACRIT21305 |
|---|---|
| 8-character code | BACRIT21 |
| Branch code | 305 |
| Bank | Credito Emiliano S.P.A. |
| Branch | Bergamo AG. 2 |
| City | Bergamo |
| Country | Italy |
How the Credito Emiliano S.P.A. SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 305 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC BACRIT21305?
BACRIT21305 is the SWIFT/BIC code of Bergamo AG. 2, part of Credito Emiliano S.P.A. in Bergamo, Italy. Only use it if the recipient or their bank explicitly asks for it.
What happens if I enter BACRIT21305 with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check BACRIT21305 with the recipient before you confirm.
Can I use BACRIT21 instead of BACRIT21305?
BACRIT21 is the head office of Credito Emiliano S.P.A., while BACRIT21305 points to Bergamo AG. 2. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention BACRIT21305.
Does Credito Emiliano S.P.A. have other SWIFT/BIC codes?
Yes, our database contains 263 SWIFT/BIC codes for Credito Emiliano S.P.A. in Italy, for the head office and several branches or departments. All of them are listed on the page of Credito Emiliano S.P.A..
Do I need BACRIT21305 to send euros to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you still need BACRIT21305.
How long does a transfer to Credito Emiliano S.P.A. take in Italy?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.