SWIFT/BIC code BACRIT21443
BACRIT21443 belongs to Credito Emiliano S.P.A. in Messina, Italy.
Code details
| SWIFT/BIC code | BACRIT21443 |
|---|---|
| 8-character code | BACRIT21 |
| Branch code | 443 |
| Bank | Credito Emiliano S.P.A. |
| Branch | Messina |
| City | Messina |
| Country | Italy |
How the Credito Emiliano S.P.A. SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 443 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind BIC BACRIT21443?
BACRIT21443 identifies Messina, a unit of Credito Emiliano S.P.A. in Messina, Italy. Only use it if the account is held at this specific branch.
What happens if I use BACRIT21443 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check BACRIT21443 with the recipient before you confirm.
What does each part of BACRIT21443 mean?
BACR is the institution code of Credito Emiliano S.P.A., IT stands for Italy, 21 is the location code and 443 identifies the department Messina.
Has Credito Emiliano S.P.A. got other SWIFT/BIC codes?
Yes – we list 263 SWIFT/BIC codes for Credito Emiliano S.P.A. in Italy, for the head office and several branches or departments. All of them are listed on the page of Credito Emiliano S.P.A..
Do I need BACRIT21443 to send euros to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you still need BACRIT21443.
How long does a transfer to Credito Emiliano S.P.A. take?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.