SWIFT/BIC code BACRIT21609
BACRIT21609 belongs to Credito Emiliano S.P.A. in Cagliari, Italy.
Code details
| SWIFT/BIC code | BACRIT21609 |
|---|---|
| 8-character code | BACRIT21 |
| Branch code | 609 |
| Bank | Credito Emiliano S.P.A. |
| Branch | Cagliari |
| City | Cagliari |
| Country | Italy |
How the Credito Emiliano S.P.A. SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 609 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT code BACRIT21609?
BACRIT21609 is the SWIFT/BIC code of Cagliari, a unit of Credito Emiliano S.P.A. in Cagliari, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
What is the best way to send money to Credito Emiliano S.P.A.?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.
Do I need BACRIT21609 to send euros to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you do need BACRIT21609.
How long does a transfer to Credito Emiliano S.P.A. take in Italy?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
What happens if I use BACRIT21609 with a typo?
The payment may be delayed, returned or charged extra fees. Always check BACRIT21609 with the recipient before you confirm.
Can I use BACRIT21 instead of BACRIT21609?
BACRIT21 is the main office of Credito Emiliano S.P.A., while BACRIT21609 is Cagliari. Most international transfers work with the head office code, yet use BACRIT21609 if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.