SWIFT/BIC code BACRIT21618
BACRIT21618 belongs to Credito Emiliano S.P.A. in Vercelli, Italy.
Code details
| SWIFT/BIC code | BACRIT21618 |
|---|---|
| 8-character code | BACRIT21 |
| Branch code | 618 |
| Bank | Credito Emiliano S.P.A. |
| Branch | — |
| City | Vercelli |
| Country | Italy |
How the Credito Emiliano S.P.A. SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 618 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code BACRIT21618?
BACRIT21618 is the SWIFT/BIC code of Credito Emiliano S.P.A., part of Credito Emiliano S.P.A. in Vercelli, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
Do I need BACRIT21618 for a euro transfer to Italy?
Italy is part of the SEPA area. When you send euros the IBAN normally suffices. For other currencies you still need BACRIT21618.
How long does a transfer to Credito Emiliano S.P.A. take in Italy?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
What happens if I use BACRIT21618 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check BACRIT21618 against the details from Credito Emiliano S.P.A. before you confirm.
Can I use BACRIT21 instead of BACRIT21618?
BACRIT21 is the head office of Credito Emiliano S.P.A., while BACRIT21618 points to Credito Emiliano S.P.A.. For a normal transfer the head office code is usually fine, but use BACRIT21618 if the recipient asks for it.
What is the cheapest way to send money to Credito Emiliano S.P.A.?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.