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SWIFT/BIC code BACRIT21644

BACRIT21644 belongs to Credito Emiliano S.P.A. in Seriate, Italy.

BACRIT21644

Code details

SWIFT/BIC codeBACRIT21644
8-character codeBACRIT21
Branch code644
BankCredito Emiliano S.P.A.
BranchSeriate
CitySeriate
CountryItaly

How the Credito Emiliano S.P.A. SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
644 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT code BACRIT21644?

BACRIT21644 identifies Seriate, a unit of Credito Emiliano S.P.A. in Seriate, Italy. Use this branch code only when the account is held at this specific branch.

How long does it take to send money to Credito Emiliano S.P.A.?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

What happens if I enter BACRIT21644 with a typo?

The payment may be delayed, returned or charged extra fees. Always check BACRIT21644 against the details from Credito Emiliano S.P.A. before you confirm.

Do I need BACRIT21644 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you still need BACRIT21644.

Can I use BACRIT21 instead of BACRIT21644?

BACRIT21 points to the head office of Credito Emiliano S.P.A., while BACRIT21644 points to Seriate. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention BACRIT21644.

What does each part of BACRIT21644 mean?

BACR is the bank code of Credito Emiliano S.P.A., IT is the ISO code of Italy, 21 is the location code and 644 identifies the department Seriate.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.