SWIFT/BIC code BACRIT21646
BACRIT21646 belongs to Credito Emiliano S.P.A. in Cagliari, Italy.
Code details
| SWIFT/BIC code | BACRIT21646 |
|---|---|
| 8-character code | BACRIT21 |
| Branch code | 646 |
| Bank | Credito Emiliano S.P.A. |
| Branch | Cagliari AG. 2 |
| City | Cagliari |
| Country | Italy |
How the Credito Emiliano S.P.A. SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 646 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code BACRIT21646?
The code BACRIT21646 belongs to Cagliari AG. 2, part of Credito Emiliano S.P.A. in Cagliari, Italy. Use this branch code only when the account is held at this specific branch.
What does each part of BACRIT21646 mean?
BACR is the bank code of Credito Emiliano S.P.A., IT is the ISO code of Italy, 21 is the location code and 646 is the code of the department Cagliari AG. 2.
How long does it take to send money to Credito Emiliano S.P.A. in Italy?
SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.
Do I need BACRIT21646 to send euros to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. For other currencies you still need BACRIT21646.
Can I use BACRIT21 instead of BACRIT21646?
BACRIT21 points to the head office of Credito Emiliano S.P.A., while BACRIT21646 is Cagliari AG. 2. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention BACRIT21646.
What happens if I enter BACRIT21646 with a typo?
Your transfer can bounce, get stuck or cost extra. Always check BACRIT21646 with the recipient before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.