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SWIFT/BIC code BACRIT21723

BACRIT21723 belongs to Credito Emiliano S.P.A. in Montecatini Terme, Italy.

BACRIT21723

Code details

SWIFT/BIC codeBACRIT21723
8-character codeBACRIT21
Branch code723
BankCredito Emiliano S.P.A.
BranchMontecatini Terme
CityMontecatini Terme
CountryItaly

The way the Credito Emiliano S.P.A. SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
723 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT code BACRIT21723?

BACRIT21723 is the SWIFT/BIC code of Montecatini Terme, a branch or department of Credito Emiliano S.P.A. in Montecatini Terme, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What does each part of BACRIT21723 mean?

BACR is the bank code of Credito Emiliano S.P.A., IT stands for Italy, 21 is the code for the city or region and 723 identifies the branch Montecatini Terme.

Do I need BACRIT21723 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need BACRIT21723.

How long does a transfer to Credito Emiliano S.P.A. take?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

What is the cheapest way to send money to Credito Emiliano S.P.A. in Italy?

Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.

Does Credito Emiliano S.P.A. have more SWIFT/BIC codes?

Yes, we list 263 SWIFT/BIC codes for Credito Emiliano S.P.A. in Italy, for the head office and several branches or departments. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.