SWIFT/BIC code BACRIT21746
BACRIT21746 belongs to Credito Emiliano S.P.A. in Messina, Italy.
Code details
| SWIFT/BIC code | BACRIT21746 |
|---|---|
| 8-character code | BACRIT21 |
| Branch code | 746 |
| Bank | Credito Emiliano S.P.A. |
| Branch | Messina AG. 2 |
| City | Messina |
| Country | Italy |
The way the Credito Emiliano S.P.A. SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 746 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT code BACRIT21746?
The code BACRIT21746 belongs to Messina AG. 2, a branch or department of Credito Emiliano S.P.A. in Messina, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
What is the cheapest way to send money to Credito Emiliano S.P.A. in Italy?
Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.
What happens if I enter BACRIT21746 incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check BACRIT21746 with the recipient before you confirm.
How long does a transfer to Credito Emiliano S.P.A. take in Italy?
SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 2–4 business days.
Do I need BACRIT21746 for a euro transfer to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need BACRIT21746.
Can I use BACRIT21 instead of BACRIT21746?
BACRIT21 is the main office of Credito Emiliano S.P.A., while BACRIT21746 is Messina AG. 2. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention BACRIT21746.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.