SWIFT/BIC code BACRIT21POI
BACRIT21POI belongs to Credito Emiliano S.P.A. in Reggio Nell'emilia, Italy.
Code details
| SWIFT/BIC code | BACRIT21POI |
|---|---|
| 8-character code | BACRIT21 |
| Branch code | POI |
| Bank | Credito Emiliano S.P.A. |
| Branch | Portafoglio Dept. |
| City | Reggio Nell'emilia |
| Country | Italy |
How the Credito Emiliano S.P.A. SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- POI Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code BACRIT21POI?
The code BACRIT21POI belongs to Portafoglio Dept., a branch or department of Credito Emiliano S.P.A. in Reggio Nell'emilia, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
Can I use BACRIT21 instead of BACRIT21POI?
BACRIT21 points to the head office of Credito Emiliano S.P.A., while BACRIT21POI points to Portafoglio Dept.. Most international transfers work with the head office code, but use BACRIT21POI if the recipient asks for it.
How long does it take to send money to Credito Emiliano S.P.A. in Italy?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
What is the best way to send money to Credito Emiliano S.P.A. in Italy?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.
Do I need BACRIT21POI for a euro transfer to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need BACRIT21POI.
What do the letters in BACRIT21POI mean?
BACR is the bank code of Credito Emiliano S.P.A., IT stands for Italy, 21 is the code for the city or region and POI identifies the department Portafoglio Dept..
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.