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SWIFT/BIC code BACRIT22BTI

BACRIT22BTI belongs to Credito Emiliano S.P.A. in Reggio Nell'emilia, Italy.

BACRIT22BTI

Code details

SWIFT/BIC codeBACRIT22BTI
8-character codeBACRIT22
Branch codeBTI
BankCredito Emiliano S.P.A.
BranchBack Office Titoli
CityReggio Nell'emilia
CountryItaly

The way the Credito Emiliano S.P.A. SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
22 Location code
2 characters for the city or region of the head office.
BTI Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT/BIC code BACRIT22BTI?

BACRIT22BTI identifies Back Office Titoli, part of Credito Emiliano S.P.A. in Reggio Nell'emilia, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What do the letters in BACRIT22BTI stand for?

BACR is the bank code of Credito Emiliano S.P.A., IT stands for Italy, 22 is the code for the city or region and BTI is the code of the department Back Office Titoli.

What happens if I use BACRIT22BTI with a typo?

The payment may be delayed, returned or charged extra fees. Always check BACRIT22BTI against the details from Credito Emiliano S.P.A. before sending.

Do I need BACRIT22BTI to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you still need BACRIT22BTI.

How long does a transfer to Credito Emiliano S.P.A. take in Italy?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Can I use BACRIT22 instead of BACRIT22BTI?

BACRIT22 points to the head office of Credito Emiliano S.P.A., while BACRIT22BTI is Back Office Titoli. For a normal transfer the head office code is usually fine, yet use BACRIT22BTI if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.